Are you afraid of acquiring a payday cash loan because of an overwhelming fear that you might not be able to pay it back? Some people are too worried that they might be digging their own pit of inescapable debt if they will acquire loan.
It is really dependent on your goal or your reason in acquiring payday loan. If you want to loan to buy for yourself a luxurious jewelry because you simply want it, then you may indeed end up getting more loans that will soon pile up that it will be a hundred fold higher than your salary. On the other hand, if you are planning to get a payday loan because you want to fund a particular small scale business or maybe you wish to start some online selling activities then, availing for a loan will unlock potentials for unlimited income generating activity.
Necessity is another good reason for getting payday cash loan. Most salary earners are budgeting their income on a month to month basis that the happening of untoward incidents or unforeseen events may catch them empty handed. In this case, why not go for loans instead of asking help from your friends?
Have you heard the idea that borrowing from or loaning to a friend may end the friendship. It is either that your friend will think that you are abusing his generosity if you were not able to pay back the money soon. Or, most of loans between friends are without receipts and disputes may arise from either lapse of memory or honest mistake in recollecting the figures or exact agreements pertaining to the loan.
If I were you, better go for payday cash loan rather than putting your friendship on the rocks.